Jyothi Sanjeevini Scheme – Health insurance plans offer protection against high medical expenditures. Generally, Health insurance plans cover hospitalization expenses pre and post-hospitalization. The Government of Karnataka has launched a scheme called Jyothi Sanjeevini Scheme in order to provide Health insurance to State Government employees. Through this scheme, the beneficiaries can avail of cashless treatment in empanelled hospitals. By reading this article you will get to know the complete details regarding Jyothi Sanjeevini Scheme. Other than that you’ll also get to know the details of online registration, hospital list, coverage details, objective, benefits, features, eligibility criteria, required documents etc.
![Jyothi](https://pmujjwalayojana.in/wp-content/uploads/2022/10/image-303.webp)
Jyothi Sanjeevini Scheme 2024
Jyothi Sanjeevini Scheme has been launched by the Government of Karnataka in order to provide health insurance to the state Government employees and their dependents. It is basically a comprehensive healthcare scheme where beneficiaries can avail of cashless treatment through empanelled hospitals. This scheme can be used only for tertiary and emergency care objectives for catastrophic illnesses which require hospitalization, surgeries and other therapy. Beneficiaries can avail of treatment from empanelled super speciality Hospitals.
This scheme covers the tertiary and emergency treatment of 7 specialities which include cardiology, oncology, genitourinary surgery, neurology, burns, polytrauma cases and neonatal and paediatric surgery. In order to take benefit from this scheme, the beneficiaries are not required to do any kind of registration. They just have to update their and their dependent details in the HRMS database of e-governance under DPAR.
Specialities Covered Under Jyothi Sanjeevini Scheme
The following specialities of tertiary and emergency treatment under this scheme will be covered which includes 10684 procedures:-
- Neonatal and paediatric surgery
- Polytrauma cases(excluding medico legal cases)
- Burns
- Neurology
- Genito urinary surgery
- Oncology
- Cardiology
Details of Jyothi Sanjeevini Scheme
Name Of The Scheme | Jyothi Sanjeevini Scheme |
Launched By | Government Of Karnataka |
Beneficiary | State Government Employees Of Karnataka |
Objective | To Provide Health Insurance |
Official Website | arogya.karnataka.gov.in |
Year | 2024 |
State | Karnataka |
Application Procedure | Online/Offline |
Identification Of Beneficiaries Under Jyothi Sanjeevini Scheme
Identification of beneficiaries under the Jyoti Sanjeevini Scheme will be done through the government insurance department policy number which will be interacted with the HRMS database of the Department of Personnel and administrative reforms. For the purpose of identification, the government have given permission to Suvarna Arogya Suraksha Trust to access the database of all the Government employees and the dependents of the beneficiaries which include the wife or husband of a government employee, father or mother (which includes stepmother if they ordinary resides with a government employee and their total monthly income does not exceed Rs 6000), children which includes stepchildren and adopted children if they are dependent on the beneficiary. If the government employee is taking the benefit of any other similar Government sponsored scheme then he or she cannot take benefit of this scheme.
Yashasvini Health Insurance Scheme
Entitlement Of Wards Under Jyothi Sanjeevini Scheme
Serial Number | Pay Range | Category or Class of Accommodation | Charges |
1. | Up to Rs 16000 per month | General Ward | As per List |
2. | Rs 16001 to Rs 43200 per month | Semi-Private Ward | 10% higher than general ward |
3. | Rs 43,201 and above | Private Ward | 25% higher than general ward |
Facilities Provided Under Jyothi Sanjeevini Scheme
- Consultation
- Preoperative investigation
- Ward charges
- Medicines
- Management of complications
- Consumables and food
- Transportation in case of death
- Diagnostics
- Procedure cost
- Hospital charges
- Post hospitalization service up to 10 days which includes medicines
- Fixed upper limit for implants, stents etc (if the upper limit extends then the different and cost will be borne by beneficiary)
Implementation Of Jyothi Sanjeevini Scheme
Jyothi Sanjeevini scheme will be implemented in assurance mode through Suvarna Arogya Suraksha trust. All the State Government employees and their dependents will benefit from this scheme. The government is going to empanel hospitals throughout the state. Through these empanelled hospitals beneficiaries can avail the benefit of cashless treatment. Those hospitals that are empanelled under Vajpayee arogyashree scheme are also empanelled under the Jyothi Sanjeevini scheme. Beneficiaries can avail the cashless treatment under this scheme except in the following cases:-
- When beneficiary opts for the stents, implants etc which are costlier than the ones that are included in the benefit package
- When the beneficiary opts for a superior ward than the one included in the benefit package
- In both cases, the beneficiary has to bear the additional costs incurred.
Objective Of Jyothi Sanjeevini Scheme
The main objective of Jyothi sanjeevini scheme is to provide Health insurance to the State Government employees of Karnataka. Through this scheme, beneficiaries will be able to get cashless treatment in the empanelled hospital. This will help them in getting protection against high medical expenditures. All the tertiary and emergency treatments of the seven specialities are included under this scheme. Due to the implementation of this scheme now the beneficiaries are not required to worry about the financial burden of treatment as the Government of Karnataka will ensure the cashless treatment to all the beneficiaries.
Karnataka Arogya Sanjeevini Scheme
Benefits And Features Of Jyothi Sanjeevini Scheme
- The Government of Karnataka have launched Jyothi sanjeevini scheme
- Through this scheme, health insurance will be provided to the State Government employees and their dependents
- This is a comprehensive Health care scheme where the beneficiaries can avail of cashless treatment through empanelled hospitals
- Beneficiaries can avail the benefit of this scheme only for tertiary and emergency care treatment for catastrophic illnesses which requires hospitalization, surgery and other therapy
- The beneficiaries can avail treatment under this scheme from empanelled super speciality hospitals
- 7 types of specialities have covered in this scheme
- After approval beneficiaries will get an SMS
Eligibility Criteria Of Jyothi Sanjeevini Scheme
- Applicant must be a permanent resident of Karnataka
- The applicant must be a serving state government employee
- Pensioners have excluded from this scheme
- Those persons who are working in aided an autonomous institution without a KGID number linked to the HRMS database are not eligible to apply under this scheme
- The police department also cannot apply under this scheme as there is a separate Health insurance Scheme for police employees known as the police Arogya Bhagya scheme
Required Documents To Apply
- Aadhar card
- Ration card
- Income certificate
- Residence certificate
- Passport size photograph
- Mobile number
Register Under Jyothi Sanjeevini Scheme
- Beneficiaries are not required to register in order to get the benefit of this scheme
- All the beneficiaries are just required to update their and their dependent details in the HRMS database of e-governance under DPAR
- When availing the cashless treatment under this scheme beneficiary is required to carry KGID number and Aadhar ID card
- KGID number and Aadhar card is also required to be provided to Arogya Mitra for verification
Get Details Of Network Hospital
- First of all go to the official website of Suvarna Arogya Suraksha trust
- The homepage will open before you
![Jyothi](https://pmujjwalayojana.in/wp-content/uploads/2021/08/aa1-1024x527.webp)
- On the homepage you have to click on network hospital
![Jyothi](https://pmujjwalayojana.in/wp-content/uploads/2021/08/jyothi-sanjeevini-yojana-1024x550.webp)
- A new page will appear before you
- On this new page you have to select district and Hospital type
- List of all the network hospital will appear before you
Procedure To Get Details Of Benefit Package
- Go to the official website of Suvarna Arogya Suraksha trust
- The homepage will open before you
- Now you are required to click on benefit package
![Details](https://pmujjwalayojana.in/wp-content/uploads/2021/08/jyothi-sanjeevini-yojana-1-1024x530.webp)
- After that you have to select scheme, Hospital type and speciality
- Now you have to click on submit
- Details of all the benefit package will be on your computer screen
Procedure To Know Your Pre Authorisation Status
- First of all go to the official website of Suvarna Arogya Suraksha trust
- The homepage will open before you
- Now you have to click on know your preauth status option.
- A new page will appear before you
- On this new page you have to enter the required details
- Now you have to click on submit
- By following this procedure you can know your pre authorisation status
Procedure To View Dashboard
- Go to the official website of Suvarna Arogya Suraksha trust
- The homepage will open before you
- On the home page kindly click on dashboard
- A new page will appear before you
- On this new page you can view dashboard
View Hospital Capabilities
- Visit the official website of Suvarna Arogya Suraksha trust
- The homepage will open before you
- Now you should click on Hospital capabilities
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- After that a new page will appear before you
- On this new page you have to select district, taluk, Hospital, speciality and procedure
- After that you have to click on search
- By following this procedure you can view Hospital capabilities
Procedure To Do SAST Login
- First of all go to the official website of Suvarna Arogya Suraksha trust
- The homepage will open before you
- On the homepage click on SAST login Option.
![Jyothi](https://pmujjwalayojana.in/wp-content/uploads/2021/08/jyothi-sanjeevini-yojana-3.webp)
- Login page will appear before you
- On this login page you have to enter your user id and password
- Now you have to click on login
- By following this procedure you can do SAST login
View Contact Details
- Visit the official website of Suvarna Arogya Suraksha trust
- The homepage will open before you
- On the homepage you have to click on contact us Option
![Jyothi](https://pmujjwalayojana.in/wp-content/uploads/2021/08/jyothi-sanjeevini-yojana-4-1024x534.webp)
- After that a new page will appear before you
- On this new page you can view contact details
Contact Details
- Toll free no: 18004258330
- Email : jss.sast@gmail.com