AP YSR Bheema Scheme – As you all know that the Andhra Pradesh government is launching various schemes for the citizens of Andhra Pradesh. Recently the Andhra Pradesh government launched an insurance scheme called the YSR Bheema Scheme. Today we are going to give you all the important information regarding YSR Bheema Scheme what is the YSR Bima Scheme? its objective, benefits, features, eligibility criteria, application procedure, etc. So if you are interested to grab every single detail regarding the scheme then you are requested to read this article very carefully till the end.
YSR Bheema Scheme 2024
YSR Bheema Scheme is a kind of insurance Scheme which is providing security in accidents to families of poor and unorganized workers of Andhra Pradesh. Under this scheme, if the beneficiary dies due to an accident or suffers a permanent disability then the insurance amount will be received by the beneficiary’s family member. Through this scheme around 1.14 crore, citizens of Andhra Pradesh will get benefits. The government has decided on a budget of Rs 510 crore for this scheme.
Under YSR Bheema Scheme an insurance cover from Rs 1.5 lakh to Rs 5 lakh will be deposited into the bank account of the beneficiary family member bank account within 15 days. In addition to this amount, Rs 10000 immediate financial relief will also be given by the government of Andhra Pradesh. Under the scheme, the beneficiary has to pay a premium of Rs 15 per annum.
ముఖ్యమంత్రి వైయస్ జగన్ చేతుల మీదుగా ‘వైయస్ఆర్ బీమా’ పథకం ప్రారంభం. కుటుంబ పెద్దకు జీవన భద్రత కల్పించేందుకు తీసుకొచ్చిన ఈ బీమా పథకం ప్రీమియం పూర్తి ఖర్చును రాష్ట్ర ప్రభుత్వమే చెల్లిస్తుంది. రాష్ట్రంలో బియ్యం కార్డు ఉన్న 1.41 కోట్ల కుటుంబాలకు ఈ పథకం ద్వారా ప్రయోజనం చేకూరనుంది. pic.twitter.com/aaA9uGUsJW — CMO Andhra Pradesh (@AndhraPradeshCM) October 21, 2020
YSR Bhima Objective
The main objective of the YSR Bheema scheme is to provide insurance coverage to the families of poor and unorganized workers in the state. Through this scheme, the cover amount will provide to the nominee of the beneficiary in case of permanent disability or death. Through the successful implementation of this scheme, the beneficiary family member will get financial support.
YSR Bheema Scheme Details in Highlights
| Name of Scheme | YSR Bheema scheme |
| Launched by | Government of Andhra Pradesh |
| Beneficiary | Citizens of Andhra Pradesh |
| Objective | To provide insurance cover |
| Premium amount | Rs 15 per annum |
| Year | 2023 |
Benefits And Features Of YSR Bheema Scheme
- YSR Bima scheme is a kind of Insurance Scheme that provides security in the accident to families of Poor and unorganized workers
- If the beneficiary dies then the insurance cover amount will provide to the nominee
- Through this scheme around 1.14 crore, citizens of Andhra Pradesh will be benefited
- For the successful implementation of this scheme, a budget of Rs 510 crores has been decided by the government of Andhra Pradesh
- Through the scheme insurance cover from Rs, 1.5 lakh to Rs 5 lakh will be deposited into the bank account of the beneficiary’s family member
- The claim amount will be given within 15 days of the filing of the claim
- Rs 10,000 immediate financial relief will also be given to the beneficiary family member
- Under this scheme, a premium of Rs 15 per annum has to be deposited by the beneficiary
- The beneficiary will provide with an identity card which will contain a unique identification number and policy number
- The claim amount will be directly deposited into the bank account through the direct bank transfer method
- If the beneficiary is facing any kind of problem then they can contact PD DRDA for complaints regarding insurance enrollment or claim payment
Insurance Coverage Under YSR Bheema Scheme
- First From 18 to 50 years- Insurance coverage of Rs 5 lakh for accidental death and total permanent disability
- Second From 51 to 70 years- Insurance coverage of Rs 3 lakh for accidental death and total permanent disability
- Third From 18 to 50 years- Insurance coverage of Rs 2 lakh in case of natural death
- Fourth From 18 to 70 years – Insurance coverage of Rs 1.5 lakh in case of partial permanent disability due to an accident
Note: It is to be noted that the claim amount will be deposited into the nominee’s bank account within 15 days of the claim
Nominee Of YSR Bhima Scheme
Following people can be nominees under the YSR Bima scheme:-
- Wife of the beneficiary
- 21-year-old son
- Unmarried daughter
- Widowed daughter
- Dependent parents
- Widowed daughter-in-law or her children
Note: Under YSR Bima scheme the beneficiary will get an identity card that will contain a unique identification number and policy number.
Eligibility Criteria & Required Documents
- The applicant must be a permanent resident of Andhra Pradesh
- The applicant must be the white ration card holder
- Ration card
- Aadhar card
- Residence certificate
- Income certificate
- Passport size photograph
- Bank account details
- Mobile number
Application Procedure Of YSR Bheema Scheme
For applying for YSR Bheema Scheme the beneficiaries are not required to do any kind of registration. The volunteers will survey through the door-to-door campaigns and check the white ration cardholders. After that, the information collected from the survey will be verified by the secretary of welfare and the beneficiaries will be selected. After that, the selected beneficiaries will be asked to open a bank account including the nominee and the beneficiary will have to pay a premium of Rs 15 per annum. For more details, you can visit the official website.